מחשבון משכנתה

כמה תעלה לכם המשכנתה בכל חודש

לפני שלוקחים משכנתה חשוב לדעת כמה היא תעלה בכל חודש. גם בלי להבין דבר במשכנתאות - פשוט מזינים סכום, ריבית ומספר שנים, ורואים מיד את ההחזר החודשי המשוער, בלי הפתעות בהמשך.

The maximum mortgage you could take
1.18 M
Limited by your income
Disposable income (after debt payments)15,000
Financing cap based on equity1.5 M
Financing rate (Single home)75%
Talk to an advisor
(net)
%

For general informational purposes only. This content is not a substitute for personalized financial or mortgage advice.

Maximum mortgage by repayment ratio and term
Conservative30%
up to ₪4,500 monthly payment
10 years
434,202
Limited by income
20 years
711,294
Limited by income
30 years
888,125
Limited by income
Balanced35%
up to ₪5,250 monthly payment
10 years
506,569
Limited by income
20 years
829,844
Limited by income
30 years
1.04 M
Limited by income
Aggressive40%
up to ₪6,000 monthly payment
10 years
578,936
Limited by income
20 years
948,393
Limited by income
30 years
1.18 M
Limited by income

Limited by equity = your equity is the limiting factor. Adding more equity will increase the mortgage.

Limited by income = there's enough equity, and income is what sets the ceiling.

Financing is capped by Bank of Israel regulation at 75% of the property value for a single home.

The actual interest rate and monthly payment will depend on your mortgage structure, loan options, and personal financial profile. The figures shown here are estimates only.

A calculator gives you numbers Our advisors give you a strategy

A calculator gives you an estimate. A Muhni advisor builds the right mortgage strategy, compares offers, and negotiates directly with the banks to help secure more favorable rates and terms-potentially saving you tens of thousands of shekels over the life of your mortgage.

  • Competitive rates from leading banks
  • No cost, no obligation
  • Personal guidance every step of the way - through closing

Leave your details

We’ll get back to you with an personalized assessment - with no obligation.