מחשבון משכנתא

כמה תעלה לכם המשכנתה בכל חודש

לפני שלוקחים משכנתה חשוב לדעת כמה היא צפויה לעלות בכל חודש. בעזרת מחשבון משכנתא תקבלו הערכה פשוטה ומהירה של ההחזר החודשי - גם בלי להבין דבר במשכנתאות. פשוט מזינים את סכום המשכנתה, הריבית ומספר השנים, ורואים מיד את ההחזר החודשי המשוער, בלי הפתעות בהמשך.

The maximum mortgage you could take
₪1.18 M
Limited by your income
Disposable income (after debt payments)₪15,000
Financing cap based on equity₪1.5 M
Financing rate (Single home)75%
Talk to an advisor
(net)
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₪
₪
%

For general informational purposes only. This content is not a substitute for personalized financial or mortgage advice.

Maximum mortgage by repayment ratio and term
Conservative30%
up to ₪4,500 monthly payment
10 years
₪434,202
Limited by income
20 years
₪711,294
Limited by income
30 years
₪888,125
Limited by income
Balanced35%
up to ₪5,250 monthly payment
10 years
₪506,569
Limited by income
20 years
₪829,844
Limited by income
30 years
₪1.04 M
Limited by income
Aggressive40%
up to ₪6,000 monthly payment
10 years
₪578,936
Limited by income
20 years
₪948,393
Limited by income
30 years
₪1.18 M
Limited by income

Limited by equity = your equity is the limiting factor. Adding more equity will increase the mortgage.

Limited by income = there's enough equity, and income is what sets the ceiling.

Financing is capped by Bank of Israel regulation at 75% of the property value for a single home.

The actual interest rate and monthly payment will depend on your mortgage structure, loan options, and personal financial profile. The figures shown here are estimates only.

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A calculator gives you an estimate. A Muhni advisor builds the right mortgage strategy, compares offers, and negotiates directly with the banks to help secure more favorable rates and terms-potentially saving you tens of thousands of shekels over the life of your mortgage.

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